Sale-Leaseback Financing
Convert Equipment Into Working Capital
Turn Equipment Into Cash
Sale-Leaseback Financing
If your business owns valuable equipment and needs liquidity, Sale-Leaseback Financing provides a powerful way to access capital while keeping your assets working for you.
How Sale-Leaseback Financing Works
- Submit your equipment details and invoice
- Lender evaluates equipment value and business revenue
- Equipment is purchased by the lender
- You receive a lump-sum cash payout
- Equipment is leased back to your business
- Make fixed payments over 2–6 years
- Continue operating without disruption
Equipment Value
Loan amount $400,000+
Instant Cash
Get paid cash immediately
Shorter Terms
2 – 6 years
Learn how Sale-Leaseback works!
Introducing the Sales Leaseback Program:
- Loan amount: Equipment value of $400,000+
- Terms: 2 to 6 years
- Interest rates: 9% – 35%
- Collateral: Title equipment
- Qualifications: To qualify, businesses generally must meet the following:
- Personal credit score of 550+
- Minimum 2 years in business
- Equipment value of $400,000 or greater
- Equipment purchased within the last 30–45 days using cash or credit card
- Invoice must show equipment was purchased through a recognized equipment vendor
- Business must demonstrate sufficient revenue to support lease payments
Deal Submission Requirements
To start the approval process, the following documentation is required:
- Equipment invoice
- 6 months of business bank statements showing revenue to support payments
Additional documents may be requested depending on equipment type and funding size.
Faster Funding’s
Sale-Leaseback Financing Program
Turn Owned Equipment Into Immediate Working Capital
Sale-Leaseback Financing allows businesses to unlock capital tied up in equipment they already own. Instead of taking on traditional debt, you sell your titled equipment to a financing partner and lease it back, giving you immediate cash while continuing to use the equipment in daily operations.
This program is ideal for companies that recently purchased equipment with cash or credit and want to improve cash flow, reinvest in growth, or cover operating expenses—without disrupting business operations.
Benefits of Sale-Leaseback Financing
Sale-Leaseback Financing allows businesses to unlock the equity tied up in owned assets by selling them to a financing partner and leasing them back for continued use. This approach delivers immediate working capital without disrupting daily operations, while converting illiquid assets into cash that can be reinvested into growth, debt reduction, or expansion. By preserving operational control and improving cash flow, sale-leaseback financing offers a flexible, non-dilutive solution for businesses seeking liquidity without taking on traditional debt.
- Convert owned equipment into immediate cash
- Continue using your equipment with no interruption
- Strengthen cash flow and working capital
- No new equipment purchase required
- Faster approvals than traditional bank loans
- Ideal for transportation, construction, manufacturing, medical, and industrial businesses
Common Uses
- Working capital
- Expansion projects
- Payroll and operating expenses
- Debt restructuring
- Inventory purchases
- Marketing and growth initiatives
Eligible Equipment Types
Sale-leaseback programs typically support:
- Commercial trucks and trailers
- Heavy machinery
- Construction equipment
- Manufacturing equipment
- Medical and dental equipment
- Specialized titled equipment
Equipment must be owned free and clear or recently purchased.
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Sale-Leaseback programs are just one of the many ways we’re working to make that happen.
To learn more about our Sale-Leaseback loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Do I lose access to my equipment?
No. You continue using the equipment under a lease agreement.
Does my equipment need to be paid off?
Equipment must be owned outright or recently purchased.
How fast can funding occur?
Many transactions close within days, once documentation is complete.
Can I buy the equipment back?
Yes. Most programs include end-of-term purchase options.
Have Questions?
Contact us to learn more about our sale-leaseback financing program. Our team of experts is standing by to help you find the perfect financial solution for your business.
