Accounts Receivable Financing for Small to Mid-Sized Businesses

Unlock fast, flexible funding by leveraging your outstanding invoices. No application fees. Interest rates under 2%. Terms tailored to your business. Grow with confidence!

make the most of your business’s assets!

Accounts Receivable Financing

At Faster Funding, we offer flexible and convenient Accounts Receivable Financing options, to help bridge any gaps you may have in funding your business.

Why Choose Accounts Receivable Financing?

  • Advance against unpaid invoices – Access up to $20 million without waiting for customer payments.
  • Fast funding, flexible terms – Borrow as needed; repay on your own schedule.
  • Affordable rates – Interest under 2%, with transparent cost structures.
  • No upfront fees – We don’t charge application or origination fees.
  • Inclusive of poor credit – Approval hinges on customers’ credit, not yours.
accounts receivable financing

Get Started in 3 Steps

  1. Apply online with basic company and receivables information
  2. Underwriting in 24–48 hours based on invoice quality
  3. Access your funds immediately once approved—no delays

Low Interest Rates

Some loans are under 2%

Fast Turn Around Time

Get approval in as little as 1 hour

Flexible Loan Amounts

Loans amounts up to $20,000,000

Learn how Accounts Receivable financing can help your cash flow problems!

Introducing the Accounts Receivables Program

To get started, your business should meet these key criteria

    • Qualifications:
      • Establish a stable business history – Typically 6 to 12 months in operation
      • High-quality invoices – Customers should have strong credit standings
      • Minimum monthly receivables – At least $10,000 in outstanding invoices
      • Established customer base – A payment history that inspires lender confidence
      • Small to mid-sized focus – Ideal for businesses with recurring invoices
      • Willingness to share receivables – Invoices are your collateral

Faster Funding’s

Accounts Receivable Financing Loans provide you with:

  • Fast Funding: Our streamlined application process with no fees and quick approval times mean you can get the funding you need in as little as 24 to 48 hours.
  • Flexible Funding: Our accounts receivable financing program allows you to access funding up to a 80% percent of your outstanding accounts receivable. This means you only pay interest on the funds you use. Borrow as needed; repay on your own schedule.
  • Collateral Requirements: Our accounts receivable financing program requires low personal or business credit. The focus is on invoice quality.
  • Competitive interest rates starting under 2%.
  • Customizable Credit Limits: We offer customizable credit limits of up to $20 million that can be tailored to your business’s unique needs. This allows you to have access to the right amount of funding, when you need it. 
  • Term Variable—borrow for days, weeks, or months as needed.
  • Credit Protection: Our accounts receivable financing program includes credit protection services, which can help mitigate your risk of non-payment.

    Advantages Over Traditional Loans

    • Immediate liquidity—ideal for bridging gaps in cash flow
    • Less emphasis on your credit score—customers’ credit matters more
    • Flexible, non-dilutive financing—grow without giving up equity
    • No collateral other than receivables—reduce risk to your business
    • Simple, fast process—get funded as quickly as 24 hours post-approval

    Is Accounts Receivable Financing Right for You?

    Perfect for businesses that need to:

    • Cover payroll or operational expenses
    • Invest in growth—inventory, equipment, hiring
    • Manage seasonal fluctuations or net terms
    • Bridge cash flow gaps due to slow-paying customers

    Accounts Receivable Financing is not ideal if you lack invoice consistency or customer credit quality.

    How We Work. Our Mission & Values

    At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our accounts receivable financing program is just one of the many ways we’re working to make that happen.

    We understand that your time is precious. That’s why our fast and secure online application process can get you started in as little as 10 minutes. No need for unnecessary paperwork. Plus, you get approval within one hour.

    accounts receivable financing

    What’s more, with Faster Funding, you can expect fair and transparent pricing. We never include any hidden fees. Plus, our low-interest rates, under 2%, guarantee that you get the most out of your finances.

    Finally, at Faster Funding, we guarantee personal attention and friendly service. Our dedicated and experienced team are always available to assist you.

    So what are you waiting for? Make your cash flow dreams a reality with Faster Funding’s Account Receivable Financing. Get in touch today and take advantage of our fast and convenient financing options.

    Why Partner with Faster Funding?

    • Lightning-fast approval and funding—no waiting
    • Transparent, competitive fees—no surprises
    • Support for credit-challenged businesses
    • Flexible borrowing and repayment—you stay in control
    • No application fees—just simple, up-front pricing

    Frequently Asked Questions

    We understand you are probably wondering how Accounts Receivable Financing all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.

    Do you require collateral?

    No. Your receivables serve as collateral, no other assets are needed.

    Can I qualify with poor credit

    Yes! Credit decisions are based on your customers, not your personal score.

    What's the minimum invoice volume?

    You need at least $10,000 per month in accounts receivables.

    How fast is approval and funding?

    Underwriting takes 24–48 hours, and funds are typically released shortly after.

    What are the rate terms?

    Interest starts below 2%, based on receivables volume and quality.

    Get Started

    Contact us to learn more about our business accounts receivable financing. Our team of experts is standing by to help you find the perfect financial solution for your business.

    Faster Funding’s services and financial products are for US-based businesses only.

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