Business Term Loans
Predictable Financing for Business Growth
Funding Up to $10 Million
Business Term Loans
If your business has consistent revenue and is ready for structured, long-term capital, Business Term Loans provide a powerful solution with flexible usage and high approval potential.
How It Works
- Submit application and bank statements
- Lender reviews revenue and deposit consistency
- Loan terms and approval amount determined
- Funding issued as a lump sum
- Repay through structured monthly installments
Easy Terms
1 – 5 years
Get Funds Quickly
Within 2 – 7 days
Flexible Loan Amounts
Loans up to $10,000,000
Learn how Term Loan financing can help your business!
Business Term Loan Programs:
Loan Amount: Approvals up to 10,000,000
Terms: 1 to 5 years
Rates: Variable
Payments: Monthly payments available
Qualifiaction requirements: To qualify for a business term loan, companies typically must meet the following:
- Personal credit score of 650+
- Minimum 1 year in business
- $25,000+ in monthly business deposits
- Active business checking account
- Stable and consistent revenue history
Deal Submission Requirements: To begin the process, businesses should provide:
- Completed application
- 6 months of business bank statements
- Additional financial documentation may be requested depending on loan size.
Business Financing with Predictable Payments
and High Funding Limits
Term Loans Financing Advantages
Business Term Loans provide companies with a lump sum of capital that is repaid over a fixed period with structured monthly payments. This program is ideal for businesses seeking working capital, expansion funding, equipment purchases, refinancing, or large one-time investments.
Approvals of up to $10 million are available, with underwriting based primarily on consistent business revenue verified through bank statements, making this a strong option for established businesses with reliable cash flow.
The Benefits of Term Loans
Business Term Loans provide a straightforward, structured way to secure the capital your company needs to grow with confidence. With a fixed loan amount, predictable repayment schedule, and clear payoff timeline, term loans make it easier to plan for expansion, equipment purchases, hiring, or refinancing existing debt. They offer stability and transparency, helping businesses manage cash flow effectively while investing in long-term opportunities that drive revenue and strengthen overall operations.
- Large funding amounts available
- Predictable repayment structure
- Can be used for nearly any business purpose
- Faster approval than traditional bank loans
- Revenue-based underwriting
- Suitable for growth, consolidation, or investment strategies
Approved Uses of Funds
- Working capital
- Business expansion
- Equipment and asset purchases
- Debt consolidation
- Marketing and hiring
- New locations
- Inventory purchases
- Partner buyouts
How We Work. Our Mission & Values
Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Business Term Loans are just one of the many ways we’re working to make that happen.
To learn more about term loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
How fast can I receive funds?
Many term loan programs fund within 2–7 business days once approved.
Is collateral required?
These term loans are primarily cash-flow based; additional collateral may be required for larger transactions.
Can I use a term loan to refinance debt?
Yes. Term loans are commonly used to restructure high-interest obligations.
Are startups eligible?
Typically no. Most programs require at least one year in business.
Have Questions?
Contact us to learn more about our term loans. Our team of experts is standing by to help you find the perfect financial solution for your business.
