Securities-Based Financing
Access Liquidity Without Selling Your Investments
Borrow Against Investments Without Selling
Securities-Based Financing
If you hold marketable securities and want to unlock capital without selling assets, Securities-Based Financing provides a strategic way to access liquidity while maintaining long-term investment positioning.
How Securities-Based Financing Works
- Submit your securities statement and ID
- Assets are reviewed for eligibility and valuation
- Credit facility is structured based on asset type
- Loan-to-value is established
- Funds are issued while securities remain invested
- Borrower makes payments based on agreed structure
Low Rates
3% to 8%
Quick Access to Funds
Typically within days
Variable Loan Amounts
$50,000 and up
Learn about Securities financing!
Loan Amount: $50,000 and up
Terms: Flexible
Rates: Typically 3% – 8%
Qualification Requirements: To qualify, applicants must meet the following
- Eligible securities meeting minimum balance requirements
- No defaults on government debt (including student loans)
- No bankruptcy or foreclosure within the past 3 years
- Assets must be held in the applicant’s name
- Must pass compliance and asset verification review
Faster Funding’s
Securities-Based Financing offers features that are ideal for small businesses
Securities-Based Financing allows individuals and businesses to access capital by leveraging the value of publicly traded stocks, bonds, treasuries, and other eligible securities. This program offers a powerful way to generate liquidity without selling assets, allowing your investments to remain intact and continue participating in market performance.
These loans are asset-based, not credit-based, making them ideal for high-net-worth individuals, investors, and business owners seeking low-cost capital with flexible terms.
Benefits of Securities-Based Financing
Securities-Based Financing allows business owners and investors to leverage the value of their eligible stocks, bonds, or other marketable securities to access capital without selling their investments. This approach provides fast liquidity while keeping portfolios intact and maintaining potential market upside. With flexible use of funds, competitive rates, and no disruption to long-term investment strategies, securities-based financing offers a strategic way to unlock capital for business expansion, acquisitions, or other major opportunities while preserving overall wealth-building goals.
- No traditional credit requirements
- Competitive low interest rates
- Access up to 90% of eligible portfolio value
- Securities remain in your name
- Avoid liquidating investments
- Flexible loan structures and repayment options
- Rapid funding compared to conventional loans
Common Uses
- Business expansion
- Real estate investing
- Liquidity for major purchases
- Debt restructuring
- Portfolio diversification
- Tax and estate planning strategies
- Opportunity capital
Deal Submission Requirements
To begin the approval process, please provide:
- ✔ Most recent securities account statement
- ✔ Government-issued photo ID (driver’s license)
Additional documentation may be requested depending on portfolio size and asset composition.
Eligible Collateral
Securities must meet the following general criteria:
- Publicly traded stocks
- Bonds and U.S. treasuries
- Exchange-traded funds (ETFs)
- Other marketable securities (subject to lender approval)
Minimum Asset Requirements
- $75,000 minimum in stocks
- $60,000 minimum in bonds or treasuries
- Securities must be 100% vested
- Must be non-retirement accounts (IRAs and 401(k)s are not eligible)
- Must be from publicly traded companies
Loan-to-Value (LTV)
- Borrowers may access up to 90% of eligible securities value
- LTV varies by asset type, volatility, and portfolio diversification
How We Work. Our Mission & Values
At Faster Funding, we offer fast and flexible securities-based financing , allowing you to easily and quickly access up to 90% of the value of your stocks, bonds or securities, you need without waiting for traditional loans or seeking other financing options.
To learn more about our securities-based loans or to apply for other funding today, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Will my securities be sold?
No. Your securities remain in your name and are not liquidated.
Can I use retirement accounts?
No. Retirement accounts are not eligible.
How fast can I access funds?
Many facilities are established within days, once documentation is complete.
Is this margin lending?
It is similar in structure but typically more customized and asset-focused.
Have Questions?
Contact us to learn more about our security-based financing programs. Our team of experts is standing by to help you find the perfect financial solution for your business.
