Revenue Lending
Flexible Business Financing Based on Revenue
build your business!
Revenue Lending
If your business has steady revenue and needs fast, flexible capital, Revenue Lending offers a powerful alternative to traditional bank loans allowing you to borrow based on performance, not paperwork.
How Revenue Lending Works
- Apply with basic business and ownership information
- Submit recent business bank statements
- Lender evaluates revenue consistency and deposit patterns
- Funding offer is issued based on monthly cash flow
- Funds are deposited into your business account
- Repayment is automatically collected as a percentage of daily revenue
Easy application
No collateral required
Flexible Terms
Terms from 3 to 36 months
Flexible Loan Amounts
Loan amounts $5k – $5M
Learn how Revenue Lending works!
Introducing Business Revenue Lending
Qualifications:
- Loan/Line Amount: $5,000 to $5,000,000
- Terms: 3 to 36 months
- Rates: Factor rates typically 1.09 – 1.55
- Credit score: 500+ personal credit score
- Collateral needed: None
- Commissionable: Yes
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Most revenue lending programs require:
- Consistent monthly business revenue
- Active business bank account
- 3–6 months of business bank statements
- Operating business with regular deposits
- Ability to demonstrate sustainable cash flow
Revenue Lending
Business Financing Based on Cash Flow, Not Credit
Revenue Lending is a flexible financing solution that allows businesses to qualify for funding based primarily on their monthly revenue and cash flow, rather than traditional credit standards or fixed collateral. This program is ideal for businesses that generate consistent income but may have less-than-perfect credit.
Instead of fixed monthly payments, repayment is typically made through a percentage of daily or weekly revenue, aligning payments with business performance and helping maintain cash flow stability.
Benefits of Revenue Lending
Revenue lending gives businesses access to capital based on consistent income rather than strict credit requirements or hard collateral. Payments are typically tied to monthly revenue, creating flexible repayment that adjusts with cash flow and reduces financial strain during slower periods. This makes revenue lending an attractive option for growing businesses that need working capital for expansion, payroll, marketing, or inventory without giving up equity or locking into rigid loan terms.
- Approval based primarily on business revenue, not credit score
- Flexible repayment tied directly to sales volume
- No hard collateral required
- Fast approvals and funding
- Works well for retail, service, e-commerce, and high-volume businesses
- Suitable for businesses with fair or challenged credit
Is This Right for You?
Common uses for revenue lending include:
- Working capital
- Marketing and advertising
- Inventory purchases
- Equipment upgrades
- Payroll and operating expenses
- Expansion or second locations
- Cash flow stabilization
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Revenue Lending programs are just one of the many ways we’re working to make that happen.
To learn more about our revenue-based loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Is this a traditional loan?
Revenue lending is often structured as a revenue-based advance or cash-flow loan rather than a traditional term loan.
What happens if revenue slows?
Payments typically decrease because repayment is tied to daily revenue.
Do I need strong credit?
No. Approval is primarily based on revenue performance.
How fast can I get funded?
Many businesses receive funding within 24–72 hours.
Get Started
Contact us to learn more about our revenue lending programs. Our team of experts is standing by to help you find the perfect financial solution for your business.
