Reverse Consolidation Loans
Reduce Multiple Merchant Cash Advance Payments
Regain Control of Your Business Cash Flow
Reverse Consolidation Loans
If your business has two, three, or more active merchant cash advances and the combined daily or weekly payments have become difficult to manage, Reverse Consolidation Lending may provide the relief you need. A reverse consolidation program provides additional financing that is used to make payments toward your existing merchant cash advances. Your business then makes one reduced weekly payment to the reverse consolidation provider.
Qualified businesses may be able to reduce their current combined weekly MCA payments by approximately 25% to 40%, helping free up cash for payroll, inventory, rent, marketing, and other operating expenses.
How Reverse Consolidation Works
- Apply with basic business and ownership information
- Submit recent business bank statements and current MCA agreements
- Provide current balances and payment schedules for each advance
- Lender reviews revenue, deposits, and existing obligations
- Receive a reverse consolidation approval
- Funds are used to manage payments to existing MCA providers
- Make one lower weekly payment to the reverse consolidation lender
Business Reverse Consolidation
Easy Application
Simple application with minimal paperwork.
Lower Weekly Payments
Potentially reduce combined MCA payments by 25%–40%.
Fast Funding
Funding based on your business cash flow and current obligations.
Learn How Reverse Consolidation Works!
Easy application
Minimal paperwork required
Reduce payments
by 25%–40%
Flexible Loan Amounts
Loan amounts $100k – $5M
Learn how Revenue Lending works!
Introducing Business Reverse Consolidation
Qualifications:
- Businesses with 2 or more active Merchant Cash Advances
- Consistent business revenue
- Active business checking account
- 3–6 months of business bank statements
- Current MCA statements or balances
- Regular business deposits
- Business must still be operating
Funding is based primarily on business revenue and current cash flow rather than perfect credit.
Reverse Consolidation Loans
Reduce MCA Payments and Improve Cash Flow
Reverse Consolidation Lending is designed specifically for businesses carrying multiple Merchant Cash Advances.
Instead of struggling with several expensive weekly payments, the lender provides an additional MCA that helps manage the existing advances while reducing the overall weekly payment obligation.
Unlike a traditional consolidation loan, this program is structured to improve immediate cash flow while allowing the existing advances to be worked through over time.
The goal is simple—help businesses regain financial stability without the crushing burden of multiple MCA payments.
Benefits of Reverse Consolidation
- Potentially reduce weekly payments by 25%–40%
- Improve business cash flow
- More money available for payroll, rent, inventory, and marketing
- One reduced weekly payment
- Fast approvals
- No traditional collateral required
- Available for businesses with challenged credit
- Designed specifically for businesses with multiple MCAs
Is This Right for You?
Reverse Consolidation may be a great solution if your business needs:
- Immediate cash flow relief
- Lower weekly MCA payments
- Working capital stability
- Relief from multiple daily or weekly withdrawals
- Time to rebuild your business finances
- An alternative to taking another expensive MCA
How We Work. Our Mission & Values
At Faster Funding, we work with business owners every day who are overwhelmed by multiple Merchant Cash Advances.
Our team evaluates your existing obligations, reviews your business cash flow, and works to identify financing solutions that help improve your financial position—not make it worse.
If Reverse Consolidation isn’t the best option, we’ll help you explore other financing programs that better fit your business.
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
What is a Reverse Consolidation Loan?
A financing solution designed for businesses with multiple Merchant Cash Advances that helps reduce current payment obligations.
How much can my payment be reduced?
Qualified businesses may reduce their combined weekly payments by approximately 25% to 40%.
Do I need good credit?
Not necessarily. Approval is based primarily on business revenue and cash flow.
How many MCAs do I need?
Most programs require at least two active Merchant Cash Advances.
How quickly can I receive funding?
Many qualified businesses receive funding within just a few business days after approval.
Get Started
If your business is overwhelmed by multiple Merchant Cash Advances, let’s discuss whether Reverse Consolidation is the right solution. Contact Faster Funding today for a free funding assessment and let our team help you improve your cash flow.
