PayPal, Square, and Stripe Business Funding

Fast, Automated Funding Based on Your Payment Processing Volume

Sales-Based Financing for Small Businesses

PayPal, Square, and Stripe Business Funding

If your business processes payments through PayPal, Square, or Stripe, you may already qualify for instant funding based on your sales history—no credit check, no collateral, and no lengthy approval process.

How It Works

  1. Process payments regularly on PayPal, Square, or Stripe
  2. The platform analyzes your sales volume and customer activity
  3. Loan offers appear automatically in your dashboard (no application needed)
  4. Accept the offer and receive same-day funding
  5. Repay automatically as you continue processing payments
  6. Become eligible for renewals once you repay a portion of the advance
PayPal, Square and Stripe Funding by Faster Funding

Easy Interest Rates

5% – 15%

No Terms

No traditional loan terms

Higher Loan Amounts

$49 – $150,000

Learn how
PayPal, Square, and Stripe Business Funding works!

Introducing the PayPal, Square, and Stripe Business Funding Programs:

    • Loan/Line amount: $49 – $150,000
    • Loan terms: No traditional loan terms (automated repayment based on sales)
    • Interest rates: 5% – 15% (factor-based pricing)
    • Collateral: None

Faster Funding’s

PayPal, Square, and Stripe Business Funding

Fast revenue-based funding

PayPal, Square, and Stripe each offer revenue-based business funding that evaluates your processing history, not your credit score. These programs analyze your sales volume, transaction frequency, account activity, and customer base to determine funding eligibility—making them ideal for businesses that run most of their payments through these platforms.

No traditional credit checks.
No collateral.
Instant decisions based on your processor data.

Benefits of PayPal, Square,
and Stripe Financing

PayPal, Square, and Stripe business funding programs offer fast, streamlined access to capital for businesses already processing payments through their platforms. Approvals are often based on sales history rather than traditional credit requirements, making funding easier to obtain and quicker to deploy. Repayments are automatically deducted as a small percentage of daily sales, helping maintain predictable cash flow without fixed monthly payments. This type of financing is ideal for businesses seeking convenient, technology-driven funding that grows in step with their revenue.

  • Instant approvals based on transaction history
  • Automated repayment deducted from daily sales
  • No credit check required
  • Perfect for e-commerce, retail, restaurants, services & subscription businesses
  • Borrow based on actual sales, not credit
  • No lengthy underwriting or financial statements required

PayPal

Working Capital Requirements

  • PayPal Business or Premier account for 90+ days
  • Process at least:
    • $15,000 in sales (Business accounts) in last 12 months
    • $20,000 in sales (Premier accounts)
  • No outstanding PayPal Working Capital loan
  • Offers appear instantly within your PayPal dashboard

Square

Capital Requirements

Square evaluates eligibility continuously based on:

  • Payment processing volume
  • Account history
  • Payment frequency and consistency

If eligible, offers automatically appear in your Square Dashboard.

Stripe

Capital Requirements

  • Business must be U.S.-based
  • Process payments on Stripe for 6+ months
  • Minimum $5,000/year processing volume
  • Stripe automatically reviews your account daily
  • If previously rejected, must wait 30 days for re-evaluation

How We Work. Our Mission & Values

At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our PayPal, Square, and Stripe business funding programs are just one of the many ways we’re working to make that happen.

To learn more about our PayPal, Square, and Stripe Loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.

 

PayPal, Square and Stripe Funding by Faster Funding

Faster Funding is Here to Help

Frequently Asked Questions

We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.

Is this a traditional loan?

No. These are sales-based advances with automatic repayment from daily transactions.

Does my credit score matter?

No traditional credit pull is used. Eligibility is based strictly on platform performance.

How fast is funding?

Funding is typically same-day or next business day once you accept the offer.

What determines the offer amount?

Your processing volume, customer base size, and account history.

Get Started

Contact us to learn more about our PayPal, Square, and Stripe business funding programs. Our team of experts is standing by to help you find the perfect financial solutions for your business.

Faster Funding’s services and financial products are for US-based businesses only.

Contact Us

Schedule an Appointment


about us

HAVE QUESTIONS?