Patent Financing
Loans Secured by Patents & Intellectual Property
Unlock Capital Using Your Patents
Patent Financing
If your business holds valuable patents, you can unlock significant capital to fuel your growth without selling equity or licensing your intellectual property. Patent Financing helps innovative companies turn intellectual assets into financial power.
How It Works
- Submit application with details about your patents and business needs
- Independent valuation is conducted to determine patent market value
- Loan structured based on patent value, borrower profile, and growth potential
- Receive funding for R&D, operations, or expansion
- Repay loan over 3–10 years while maintaining patent ownership
- Patents remain pledged as collateral until the loan is fully repaid
Easy Interest Rates
9% – 12%
Flexible Terms
3 – 10 years
Higher Loan Amounts
$2,000,000 – $60,000,000
Learn how
Patent Financing works!
Introducing the Patent Loan Programs:
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- Loan/Line amount: $2,000,000 – $60,000,000
- Loan terms: 3 – 10 years
- Interest rates: 9% – 12%
- Qualifications: Borrowers typically must provide:
- Minimum 650+ credit score
- Patent ownership documentation
- Detailed IP valuation from qualified experts
- Business financial statements (P&L, balance sheet, cash flow)
- Clear business purpose for funds (R&D, commercialization, expansion, etc.)
- No major recent bankruptcies or severe credit delinquencies
Underwriting focuses heavily on patent value, commercial potential, and financial stability.
Faster Funding’s
Patent Financing
Turn intellectual assets into collateral
Patent Financing allows companies to secure capital by using their patents as collateral, making it an ideal funding solution for innovation-driven businesses. Whether your company is in technology, pharmaceuticals, biotech, engineering, manufacturing, or software, patent financing converts intellectual property into usable working capital—without the need to sell or license your innovations.
This form of asset-backed lending is especially valuable for companies with strong patent portfolios that need funding for R&D, scaling, acquisitions, commercialization, or general business growth.
Benefits of Patent Financing
Patent financing allows businesses to unlock the value of their patented innovations to secure capital without selling equity or giving up ownership rights. By using patents as collateral, companies can access funding to support research and development, commercialization, expansion, or operating expenses. This type of financing is especially valuable for technology-driven and innovation-focused businesses, providing a strategic way to turn intellectual property into working capital while preserving long-term growth potential.
- Unlock capital from existing patents without selling IP
- Ideal for R&D-heavy and innovation-focused companies
- Strong option for tech, pharmaceutical, biotech, and engineering industries
- Supports commercialization, hiring, production, expansion, or acquisitions
- Maintains full control and ownership of your patents
- Long-term financing with flexible terms up to 10 years
Collateral Requirements
Patent financing is secured by the value of the borrower’s patents. Lenders evaluate:
- Patent enforceability
- Market potential
- Licensing revenue
- Remaining lifespan of the patent
- Competitor/market landscape
- Commercialization path
Some lenders may also review related IP assets such as:
- Trademarks
- Trade secrets
- Proprietary technology
- Licensing agreements
But patents remain the primary and required collateral.
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Patent Financing programs are just one of the many ways we’re working to make that happen.
To learn more about our Patent Loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Do I lose my patents if I take this loan?
No. You keep full ownership unless you default. The patents are pledged as collateral.
What industries use patent financing?
Technology, biotech, pharma, software, manufacturing, engineering, and any company with patentable innovations.
How much can I borrow?
Typically $2M to $60M, depending on patent value and revenue potential.
What can the funds be used for?
Research and development (R&D), commercialization, scaling operations, equipment, acquisitions, or general working capital.
Get Started
Contact us to learn more about our patent financing programs. Our team of experts is standing by to help you find the perfect financial solutions for your business.
