Equipment Loans
Finance new or used business equipment up to $2.5M
Flexible Financing for Business Growth
Equipment Loans
With an Equipment Loan, your business can get the tools and machinery it needs to grow—without straining your working capital. Apply today for fast approval and flexible financing.
Get Started in 3 Easy Steps
- Submit your application with business and equipment details
- Work with a Faster Funding specialist for underwriting and approval
- Acquire your equipment and grow your business
Low Interest
Interest rates as low as 4%
Flexible Payments
Flexible payment plans of 6mo – 5yrs
Flexible Loan Amounts
Loan amounts up to $2.5M
Learn how
Equipment Financing works!
Introducing the Equipment Loans Program:
-
- Loan/Line amount: Up to $2,500,000
- Lease terms: 6 months – 5 years
- Interest rates: Competitive rates from 4% – 12%
- Collateral: Equipment being financed
- Qualifications:
- Minimum 2 years in business
- 600 – 640+ minimum credit score
- Equipment in good working order
Faster Funding’s
Equipment Loan Advantages
Financing for Business Growth
Equipment Loans provide businesses with the capital they need to purchase or lease new or used equipment. The equipment itself serves as collateral, allowing businesses to secure financing based on the value of the asset being acquired. This type of loan is ideal for companies needing heavy machinery, commercial vehicles, technology, or other essential operational equipment—all without disrupting cash flow.
Unlike many other financing programs, Equipment Loans have minimal requirements. Businesses simply need to:
- Demonstrate creditworthiness (typically 600–640+ credit score)
- Provide details of the equipment being financed
- Complete a standard loan application and supporting documents
- No additional collateral, revenue minimums, or lengthy business history required.
How It Works
- Apply with your business details and equipment quote
- Get approved based on credit and equipment value
- Secure funding to purchase or lease the equipment
- Repay in installments over 6 months to 5 years
- Continue using the equipment while building business credit
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Equipment Loans are just one of the many ways we’re working to make that happen.
To learn more about our Equipment Loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Can I finance both new and used equipment?
Yes. Lenders typically allow financing for both new and pre-owned equipment.
Do I need additional collateral?
No. The equipment itself serves as collateral for the loan.
How fast is the approval process?
Many applications are approved in 24–72 hours, with funding shortly after.
What types of equipment qualify?
Everything from construction machinery and commercial vehicles to office technology and manufacturing equipment may qualify.
Get Started
Contact us to learn more about our equipment leasing programs. Our team of experts is standing by to help you find the perfect financial solutions for your business.
