Customer List Monetization Loans
Finance Growth Using Your Customer Database
Customer List Monetization Loans
Unlock Cash from Your Customer Database
Turn your valuable customer relationships into working capital. Customer List Monetization Loans enable businesses to borrow against the future revenue potential of their customer database—without needing traditional collateral.
Get Started in 3 Simple Steps
- Apply online or speak to a Faster Funding specialist
- Provide customer base and business data for underwriting
- Unlock capital to grow your business with terms tailored to your revenue cycle
Competitive Interest Rates
from 5% to 10%
Long-term Options
3 years or longer
Varied Loan Amounts
From $10,000 up to $20M
Learn how Faster Funging works!
Debt Service Coverage Ratio (DSCR) Loans:
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- Loan Amounts: From $10,000 up to $20 million depending on customer base size and quality
- Terms: Typically 3 years or longer
- Interest Rates: Competitive rates ranging from 5% to 10%
- Collateral required: None—loan is based on customer list monetization potential
- Qualifications:
- Credit score of 650+
- Demonstrated customer list value—usually via customer engagement metrics or revenue history
- Stable business operations and revenue model
- Transparent reporting and documentation of customer base
- Strong future revenue projections based on customer data
Faster Funding’s
Customer List Monetization Loans
This innovative financing solution allows businesses to use their customer lists as a form of creditworthiness. Instead of relying on physical assets, these loans evaluate the size, engagement, and revenue potential of your customer base to determine loan eligibility and terms. Ideal for businesses with large, loyal, and monetizable customer databases, this loan provides capital to grow operations, manage cash flow, or invest in marketing.
Customer List Monetization Loans
- Leverage intangible assets—use your customer data as credit support
- Access large loan amounts without physical collateral
- Fuel growth with flexible capital for marketing, inventory, or expansion
- Longer terms for manageable repayment schedules
- Ideal for subscription-based or recurring revenue businesses with engaged customers
Who should consider this loan type?
- E-commerce and subscription businesses
- SaaS companies with active user lists
- Retailers with repeat customers
- Service providers with loyal client bases
- Any business with a large, engaged, and monetizable customer list
How It Works
- Submit application with business and customer list details
- Underwriting team evaluates customer base size, quality, and monetization potential
- Loan amount and terms determined based on future revenue projections
- Funds disbursed for business use
- Repay over 3+ years with competitive fixed or variable interest rates
DOWNLOAD YOUR FREE STEP-BY-STEP GUIDE
How to get $150k in business credit lines and business credit cards – even as a startup!
How We Work. Our Mission & Values
At Faster Funding, we know the importance of making smart business decisions and we strive to provide the financial solutions to help make it easier. We want to help make sure that you have the right loan, which may include Customer List Monetization Loans, for your needs. If you’re not sure what the best option is for you, just give us a call and one of our specialists will help you choose.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
What documentation is needed?
Typically, a detailed customer list report, revenue records tied to customers, and basic financial statements.
Is physical collateral required?
No, this loan is unsecured and based on the value of your customer database.
How quickly can I access funds?
Depending on documentation, approval and funding can occur within days to a few weeks.
Can startups apply?
Generally, businesses with an established and monetizable customer base qualify best.
Have Questions?
Contact us to learn more about our Customer List Monetization Loans. Our team of experts is standing by to help you find the perfect financial solution for your business.
