Crypto Financing: Leverage Your Crypto Without Selling
Use Bitcoin & Ethereum as collateral to get up to $2M for your small business
Access to funds when you need it!
Crypto Financing – Unlock Liquidity Without Selling Your Crypto
Need fast access to cash but don’t want to sell your crypto? Crypto Financing lets you leverage your cryptocurrency holdings—like Bitcoin, Ethereum, and Solana—to secure funding without triggering taxable events or giving up your investment position.
Get Started in 3 Easy Steps
- Select a crypto financing provider and apply online
- Transfer your crypto collateral securely to initiate the loan
- Receive cash or stablecoin funding and retain your long-term crypto position
Low Interest Rates
from 0% to 13.9%
Flexible Loan Options
1 week to 24 months
Varied Loan Amounts
$50 to $2 million, based on collateral value
Learn how Crypto Financing works!
Introducing our Credit Line Hybrid Program:
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- Limit Amount: $50 to $2 million, based on collateral value
- Terms: Flexible: 1 week to 24 months
- Interest Rates: From 0% to 13.9%, depending on LTV and loan structure
- Collateral required: BTC, ETH, SOL, LTC, ADA, and other accepted coins
- Loan to Value: Typically up to 50% for BTC and ETH
- Qualifications:
- Be at least 18 years old
- Be a U.S. citizen, permanent resident, or live in a jurisdiction that allows crypto lending
- Have access to a crypto wallet to pledge collateral
- For larger loans: Hold a minimum balance (e.g., 1 BTC or 10 ETH)
- Be prepared for lenders to review income or assets for high-value loans
- Limit Amount: $50 to $2 million, based on collateral value
Faster Funding
Crypto Financing for Small Businesses
Crypto Financing, or a crypto-backed loan, allows individuals and institutional investors to use cryptocurrencies as collateral in exchange for fiat loans. Instead of selling your digital assets, you pledge them, and receive immediate access to funds—while your crypto remains in secure custody. This financing model is ideal for those seeking liquidity for investments, business operations, or personal expenses, while still holding on to their crypto gains.
Benefits of Crypto-Backed Loans
- Hold your crypto – no need to sell and trigger capital gains taxes
- Access liquidity fast – receive cash in as little as 24 hours
- Use for any purpose – business, personal, real estate, or investments
- Flexible repayment – terms from 1 week to 2 years
- Secure storage – crypto is held in insured, institutional-grade wallets
- Low rates – some programs offer 0% loans with certain LTV terms
Accepted Collateral
The following cryptocurrencies are commonly accepted as collateral:
- Bitcoin (BTC) – most lenders offer up to 50% LTV
- Ethereum (ETH) – generally up to 50% LTV
- Solana (SOL), Litecoin (LTC), and Cardano (ADA) – LTV may be lower and vary by lender
Note: Each cryptocurrency has its own margin call thresholds and loan-to-value caps, which may affect loan terms and repayment flexibility.
Crypto Financing is best for:
- Entrepreneurs and investors needing short-term liquidity
- Crypto holders avoiding tax events from selling assets
- Businesses looking to leverage digital assets for working capital
- Individuals seeking alternative financing without traditional credit checks
DOWNLOAD YOUR FREE STEP-BY-STEP GUIDE
How to get $150k in business credit lines and business credit cards – even as a startup!
How We Work. Our Mission & Values
At Faster Funding, we know the importance of making smart business decisions and we strive to provide the financial solutions to help make it easier. We want to help make sure that you have the right loan, which may include crypto financing, for your needs, so if you’re not sure what the best option is for you, just give us a call and one of our specialists will help you choose.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Do I lose access to my crypto during the loan?
Yes, your crypto is held securely by the lender for the duration of the loan. Once repaid, it is returned.
Is my credit checked?
Typically not. Most loans are approved solely on the basis of collateral value. Large loan amounts may involve additional financial verification.
What happens if crypto prices drop?
If the value falls below the LTV threshold, you may receive a margin call requiring additional collateral or partial repayment.
Can I repay early?
Yes. Many lenders allow early repayment without penalties.
Are stablecoins accepted?
Some lenders allow USDC or USDT as loan collateral or as funding options. Availability varies.
Have Questions?
Contact us to learn more about our business credit cards. Our team of experts is standing by to help you find the perfect financial solution for your business.
