Commercial Truck Loans
Finance the Vehicles That Drive Your Business.
build your business!
Commercial Truck Loans for Transportation & Logistics Businesses
Get the vehicles you need to power your business forward with our Commercial Truck Loans. Whether you’re in freight, construction, delivery, or logistics, a Commercial Truck Loan provides the capital to purchase or lease new or used trucks, without straining your cash flow.
Is This Right for Your Business?
Consider this loan if you:
- Need a new or used truck for commercial use
- Want to preserve cash flow by spreading out payments
- Are rebuilding credit and need an equipment-based financing path
- Operate in transportation, logistics, or construction
- Prefer a fast approval and funding process
Get Started in 3 Easy Steps
- Apply online or with a Faster Funding specialist
- Submit required documents (business license, tax ID, credit details, vehicle info)
- Get funded and hit the road—within days
Low Downpayment
Interest rates from 6.19% – 8.25%
Flexible Payments
Flexible payment plans 24 to 60 months
Flexible Loan Amounts
Loans amounts up to $1,000,000
Introducing the Commercial Truck Loan Program:
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- Qualifications:
- Business Profile: Operational and revenue stability considered
- Vehicle Use: Must be used for commercial purposes. New or used trucks, specialty vehicles, single or fleet financing available
- Collateral Flexibility: Secured (with truck as collateral) or unsecured, depending on lender’s assessment
- Past Credit Issues: Applicants with prior credit issues may still qualify
- Loan Application: Simple process with basic documentation (business info, tax ID, proof of income, etc.)
- Qualifications:
Faster Funding
Benefits of Commercial Truck Financing
A Commercial Truck Loan is a financing solution designed to help businesses purchase or lease commercial vehicles such as box trucks, semis, dump trucks, tow trucks, refrigerated vans, or other specialized vehicles. These loans are often secured by the vehicle itself, allowing for competitive rates and terms even for borrowers with imperfect credit histories.
Benefits of Commercial Truck Financing:
- Own or lease commercial vehicles essential to your business
- Preserve working capital – finance instead of paying cash upfront
- Flexible terms and rates based on business health and credit profile
- Build business credit with timely payments
- Eligible for trucks, vans, dump trucks, trailers, and more
Who Qualifies for Commercial Truck Loan Programs?
This program is open to a wide range of businesses and owner-operators. Even borrowers with prior bankruptcies, repossessions, or late payments may still qualify, as long as they show strong cash flow and stable operations.
- Transportation and freight companies
- Independent truck drivers and fleets
- Construction, landscaping, and contracting businesses
- Delivery and logistics service providers
Even borrowers with prior bankruptcies, repossessions, or late payments may still qualify, as long as they show strong cash flow and stable operations.
How It Works
- Submit your application – includes business details and credit history
- Choose your truck – new or used, single or multiple units
- Get approval – usually within a few days depending on lender
- Finalize funding – funds released directly to the dealership or seller
- Start repayments – flexible terms from 24–60 months
How We Work. Our Mission & Values
At Faster Funding, we pride ourselves on our commitment to transparency, honesty, and integrity. We understand that starting and growing a business can be a complex and challenging process, which is why we work closely with our clients to ensure that they fully understand their financing and credit building options.
Call us if you have any questions about our Commercial Truck Loan Program.
Our team of experienced professionals is dedicated to providing exceptional customer service and support, and we’re always available to answer any questions or concerns you may have. We understand that time is of the essence when it comes to startup equipment financing and business credit building, which is why we offer quick and efficient solutions to help you get the capital you need as soon as possible.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
What types of trucks can be financed?
Most commercial vehicle types—box trucks, semis, tow trucks, refrigerated vans, dump trucks, and more.
Can I qualify with bad credit?
Yes. Prior bankruptcies or late payments won’t automatically disqualify you if your business shows stability.
Is collateral always required?
Not always. Some lenders like QuickBridge offer unsecured options depending on creditworthiness and financials.
How long does approval take?
Many lenders offer decisions in 24–72 hours.
Can I finance multiple trucks?
Yes. Fleet financing is available if your business qualifies.
Get Started
Contact us to learn more about our commercial truck loan programs. Our team of experts is standing by to help you find the perfect financial solutions for your business.
