Book of Business Financing for Insurance

Boost your agency’s growth or restructure debt by leveraging your book of business. Ideal for acquisitions, working capital needs, or refinancing existing debt—no credit barriers, flexible terms, and competitive structures.

Welcome to Faster Funding!

Your go-to solution for Book of Business Financing for Insurance

At Faster Funding, we understand that owning an insurance agency can be challenging, especially when it comes to managing cash flow and growing your book of business. That’s why we offer Book of Business Financing for Insurance agencies, designed to provide you with the capital you need to take your business to the next level.

Ideal For Insurance Agencies Seeking:

  • Acquisition funding to purchase another book or agency
  • Working capital to fund staffing, marketing, or operational expansion
  • Restructuring existing agency or business debt
  • Agencies with strong commission flow looking for tailored financing
book of business financing

Secure Funding in Three Easy Steps

  1. Apply online or contact us via phone/email
  2. Submit required documentation for review
  3. Get funded—once approved, receive funds to fuel growth, acquisition, or restructuring

Unlock Your Business Value

Expand your agency’s operations with the value of your book of business 

Flexible Payment Options

A wide range of financing options tailored to your needs

Quick Turn-Around Time

Quick and efficient funding solutions

Learn how Insurance Companies
get business financing!

Introducing the Book of Business Financing for Insurance Companies Program:

    • Loan Amount: Up to $50,000,000
    • For acquisition, working capital, or business debt restructure
    • Qualifications:
      • Poor credit accepted

Deal Submission Requirements:

To streamline your financing application, prepare the following documentation:

Completed Application Form
Provide business and ownership information

Personal Financial Statement
Disclose personal assets and liabilities

Book of Business Report
A rolling 12-month commission breakdown by carrier

Year-to-Date Profit & Loss Statement
Demonstrating current performance

Most Recent Balance Sheet
Snapshot of your financial position

Two Years of Corporate Tax Returns
Validate historical revenue and profitability

Faster Funding

Book of Business Financing for Insurance

Our team of experienced professionals is dedicated to providing exceptional customer service and support, and we’re always available to answer any questions or concerns you may have. We understand that time is of the essence when it comes to Book of Business Financing, which is why we offer quick and efficient funding solutions to help you improve your cash flow and grow your business.

  • Customized financing solutions of up to 12 years tailored to meet your unique needs
  • A flexible range of financing options to choose from
  • Loan Amounts of $5,000,000 to $50,000,000
  • Transparent and honest communication throughout the financing process
  • Quick and efficient funding solutions
  • Exceptional customer service and support

Benefits Over Traditional Lending

  • No credit-score hurdles – Creditworthiness is based on commission generation
  • Structured for agencies – Specifically built for commission-driven businesses
  • Flexible repayment options – Interest-only periods and long-term amortization
  • Higher borrowing capacity – Borrow up to $50M against your book value
  • Strategic financial tool – Ideal for expansion, acquisition, or debt consolidation

Is It Right for Your Agency?

Perfect for insurance agencies who:

  • Have a proven commission stream—typically 12 months of data
  • Are planning acquisition, expansion, or debt restructuring
  • Prefer flexible repayment structures
  • Want to bypass credit-based restrictions

How It Works

  1. Compile documentation – Application, commission reports, financial statements, tax returns
  2. Submit your deal – Online or via your broker/lender
  3. Underwriting – Commission history, financials, and collateral are evaluated
  4. Receive offer – Typically within days, with terms based on your book and needs
  5. Access funds – Use proceeds for agency acquisition, debt refinance, or business growth

Our Book of Business Financing is a unique financing solution that is tailored to meet the specific needs of insurance agencies. We understand that the value of your book of business is critical to the success of your agency, which is why we offer financing solutions that allow you to unlock the value of your book of business and use it to expand your agency’s operations.

Our financing solutions are flexible and can be tailored to meet your specific needs. Whether you’re looking to acquire another agency, invest in marketing and advertising, or simply improve your cash flow, we can help.

Don’t let cash flow hold you back from achieving your business goals. Contact Faster Funding today to learn more about our Book of Business Financing options and how we can help you take your insurance agency to the next level!

How We Work. Our Mission & Values

At Faster Funding, we pride ourselves on our commitment to transparency, honesty, and integrity. We understand that Book of Business Financing can be a complex and daunting process, which is why we work closely with our clients to ensure that they fully understand the terms and conditions of their financing options.

Why Choose Book of Business Financing?

  • Fund based on performance, not credit – Borrow up to $50 million using your commission track record.
  • Flexible, long-term options – Terms stretching up to 12 years.
  • Interest-only payment choices – Lower monthly payment flexibility during initial years.
  • Multiple use cases – Ideal for acquisitions, cash flow support, or consolidating business debt.

Frequently Asked Questions

We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.

Do I need good credit to qualify?

No—lenders focus on your commission history, not your personal/business credit score.

What size offers are available?

Loans range from $50,000 up to $50 million, scaled to your book’s commission value.

Can I get interest-only payments?

Yes—interest-only starts can lighten early payment burdens, based on the deal.

What documentation is required?

You’ll need a Book of Business report, P&L, balance sheet, tax returns, application, and financial statement.

How long is the repayment term?

Up to 12 years, tailored to your agency’s financial profile and goals.

Have Questions?

Contact us to learn more about our book of business financing of insurance program. Our team of experts is standing by to help you find the perfect financial solution for your business.

Faster Funding’s services and financial products are for US-based businesses only.

Contact Us

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Please note: Faster Funding is not affiliated with Faster-Funding.com. If you are trying to reach them, please contact their support directly. Read the full announcement.

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