License-Backed Business Loans
Financing Using Your Business or Franchise License
Leverage Your Business Licenses for Capital
License-Backed Loans
License-Backed Business Loans allow businesses to use the value of their licenses—such as business licenses, franchise licenses, software licenses, broadcast licenses, and other proprietary licensing rights—as collateral to secure financing.
This type of funding helps companies unlock the financial value of their licensing rights, providing working capital, expansion capital, or operational support without selling equity or relying solely on physical assets.
How It Works
- Apply with your business license details and financial profile
- Lenders evaluate the value and transferability of the license
- Loan terms structured based on license type, cash flow, and risk profile
- Receive funding for working capital, expansion, or operations
- Repay loan over terms up to 25 years while retaining license ownership
Flexible Terms
up to 25 years
Affordable Interest Rates
8% – 20%
Higher Funding Amounts
$20,000 to $10,000,000
How licensed-backed
business financing works!
Loan Amount: $20,000 – $10,000,000
Terms: up to 25 years
Rates: 8% – 20%
Collateral: Varies by program; may include licenses or non-real-estate business assets
Qualifications:
- Minimum 650+ credit score
- Proof of ownership or licensing rights
- Depending on lender, business financial statements may be required
- No recent major delinquencies or bankruptcies
- Sufficient business income to support loan repayment
Approval depends on borrower credit strength and market value of the licensed asset.
Faster Funding’s
Licensed-Backed Business Financing
If your business holds valuable licenses, you may qualify for license-backed business financing that converts licensing rights into usable capital. Secure the money you need—without selling your license or giving up equity.
The Benefits of Licensed-Backed
Business Financing
License-backed business financing allows companies to leverage the value of their professional, operational, or industry-specific licenses to secure capital. This type of funding is especially powerful in regulated sectors where holding a valid license directly impacts revenue potential. By using the license as collateral, businesses can access growth capital without relying on physical assets, making it ideal for service-based companies. It supports expansion, equipment purchases, marketing, and day-to-day operations while preserving cash flow and maintaining full ownership of the business.
- Monetize the value of business, franchise, or software license
- Preserve equity while accessing growth capital
- Perfect for expansion, hiring, marketing, and operational upgrades
- Both secured and unsecured options available
- Ideal for high-value licensing industries like tech, franchise operations, consulting, hospitality, and media
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Collateral Options
Depending on the lender, collateral can include:
- Licenses such as:
- Franchise licenses
- Broadcast or media licenses
- Software licensing rights
- Proprietary business licenses
- Territory agreements
- Non-real estate assets, for secured options (equipment, AR, IP)
- Unsecured options for qualified borrowers with strong credit and cash flow
Collateral requirements vary based on loan size, credit strength, and business profile.
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our License-Backed Business financing programs are just one of the many ways we’re working to make that happen.
To learn more about license-backed loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
What types of licenses qualify?
Franchise licenses, broadcast/media licenses, SaaS/software licenses, professional licenses, territory rights, and certain business licenses with transferable rights.
Do I risk losing my license?
Only if you default on a secured loan. Many programs also offer unsecured options.
Can startups qualify?
Yes, especially franchises or software businesses with strong projected revenue and valuable licensing rights.
What can the funds be used for?
Expansion, marketing, hiring, debt consolidation, equipment, technology, inventory, and general working capital.
Get Started
Contact us to learn more about our licensed-backed business financing programs. Our team of experts is standing by to help you find the perfect financial solution for your business.
