Fix and Flip Financing
Short-Term Real Estate Loans for Investors
Get what you need when you need it!
Fix and Flip Financing
Faster Funding’s Fix and Flip Financing is a short-term loan designed for real estate investors who purchase properties to renovate and resell for profit. These loans typically cover both the purchase price and renovation costs, allowing investors to transform undervalued or distressed residential properties into profitable sales. The loan is repaid after the property is sold or refinanced, making it a perfect option for active real estate investors.
Low Interest Rates
Competitive rates from 7% – 12.99%
Short-Term Loans
From 12 – 24 months
Quick Access to Funds
In as little as 1–2 weeks
Learn how the Business Line of Credit process works!
Loan Amount: $75,000 – $5,000,000
Terms: 12 to 24 months
Rates: Competitive rates from 7% to 12.9%
Collateral: Property being flipped (real estate)
Qualifications: To qualify for a fix and flip loans, most lenders will require the following:
- 2+ years of real estate investment experience
- Credit score: 600+ minimum
- Proof of property value (appraisal or purchase agreement)
- Detailed project budget and timeline
- A strong exit strategy (sale or refinance plan)
- Personal guarantee from business owners (if applicable)
- Proof of down payment (typically 10%–20%)
- Insurance coverage on the property during renovations
- Proof of funds for renovation costs (if not fully financed)
- Property inspection (if requested by lender)
Faster Funding’s
Fix and Flip Financing: Real Estate Investment Loans
Whether you’re a seasoned investor or growing your portfolio, Fix and Flip Financing gives you the capital to purchase, renovate, and profit from real estate projects. Apply today to access fast funding and competitive rates.
The Benefits of Fix and Flip Loans
Fix and flip loans provide real estate investors with fast, flexible financing to purchase, renovate, and sell properties for profit. These short-term loans are designed for speed—helping you secure deals quickly and cover renovation costs without tying up personal capital. With simplified approval, funding based on property value, and terms tailored for quick turnaround projects, fix and flip loans make it easier to maximize returns and grow your real estate portfolio.
- Covers both purchase and renovation costs
- Short-term financing tailored for real estate investors
- Approval based on property value and exit strategy, not just credit
- Enables investors to leverage capital for multiple projects
- Fast approvals to help you close deals quickly
To qualify for Fix and Flip Financing, lenders typically require:
- 2+ years of real estate investment experience
- Proof of property value (appraisal or purchase agreement)
- Detailed project budget and timeline
- A strong exit strategy (sale or
- refinance plan)
- Personal guarantee from business owners (if applicable)
- Proof of down payment (typically 10%–20%)
- Insurance coverage on the property during renovations
- Proof of funds for renovation costs (if not fully financed)
- Property inspection (if requested by lender
How It Works
- Apply with property details, project budget, and timeline
- Get approved based on property value and exit strategy
- Receive funding to cover purchase and renovation
- Complete renovations and prepare property for sale
- Repay loan after property is sold or refinanced
How We Work. Our Mission & Values
At Faster Funding, we’re committed to helping businesses of all sizes succeed. Our Fix and Flip Financing program is just one of the many ways we’re working to make that happen.
To learn more about our Fix and Flip Real Estate Loans or to apply for other types of funding, please contact us. Our team of experts is standing by to help you find the perfect lending solution for your business.
Faster Funding is Here to Help
Frequently Asked Questions
We understand you are probably wondering how this all works. Here are some key topics to help you make informed decisions to unlock your business’s growth opportunities.
Can new investors qualify for Fix and Flip Loans?
Most lenders prefer 2+ years of investment experience, but new investors may qualify with strong financials, a partner, or additional collateral.
How fast can I get funding?
Many fix and flip loans are approved and funded in as little as 1–2 weeks.
Can these loans be used for rental properties?
They are primarily designed for resale projects, but some lenders allow use for buy-renovate-refinance-rent (BRRRR) strategies.
Do I need to cover renovation costs out of pocket?
Many loans include renovation funding, but proof of funds may be required if not fully financed.
Is this only for individuals?
No. Businesses can also use CD-backed loans for operational funding without liquidating their reserves.
Get Started
Contact us to learn more about our fix and flip financing program. Our team of experts is standing by to help you find the perfect financial solution for your business.
